Wind Mitigation Inspection
How does a Wind Mitigation Inspection save you money? The average savings in Central Florida is almost 20% per policy…
it could be as much as 45%!
WIND MITIGATION INSPECTION
Wind Mitigation Inspections are a valuable inspection service that may reduce your windstorm insurance. Insurance discounts are available for building features that help reduce damage caused by high wind events. The discounts are justified because stronger, increased wind-resistant structures result in lower windstorm losses, which results in reduced costs to insurance companies. Most existing structures have one or more wind resistant construction features and may qualify for some insurance discounts.
Wind mitigation structure specifications that may qualify you for insurance discounts include:
Roof Covering: What is the Wind Rating of your Roof Covering?
A roof covering with a Wind Rating of 110 MPH or greater asphalt shingles in Florida installed with a permit dated March 1, 2002 (or earlier/later?) will meet this requirement.
Roof Deck Attachment: How is the Plywood on your roof fastened to the trusses? Staples? Nails?
8D Nails spaced every 6” along the edge and the field or equivalent.
Roof to Wall Attachment: What is being used to fasten your trusses/rafters to the frame of the house Nails? Clips? Straps?
Properly attached hurricane clips or straps on every truss.
Roof Geometry: Do you have a Hip Roof?
A Hip Roof is a type of roof where all sides slope downwards to the walls, usually with a fairly gentle slope, with no other roof shapes greater than 10% of the total perimeter.
Gable End Bracing: Are your gables braced to prevent damage from a strong wind?
The most prevalent type of gable bracing is Gable “X” Bracing . Which is required on braces with a gable taller than 48”.
Secondary Water Barrier: (SWR): Is there something besides your roof covering preventing the intrusion of water?
Typically, a SWR is a rubber or titanium underlayment under your roof shingles. A foam spray can also be used in your attic’s interior.
Opening Protection: Are all of your windows, doors and skylights covered with something that is BOTH pressure and impact rated?
Hurricane shutters, impact-rated windows, 2004 FBC plywood, etc.
Roof Decking - 8D Nail Hurricane Strap Gable End Bracing Hip Roof Hurricane Shutters