Welcome to the Florida Wind Insurance Savings Calculator!
Save Money Now
To potentially save thousands of dollars on your homeowners insurance you need to have a Wind Mitigation Inspection performed by a licensed and state certified architect, engineer or building contractor.
Our primary goal is to educate our clients on the benefits of wind mitigating features that may be applied to their home and ultimately save them a substantial amount of money on their homeowners insurance. This is what we do every day in the Tampa Bay Area.
State of Florida Laws
In 2007, the Florida Legislature approved an amendment to §627.0629 (1) which stated: “A rate filing for residential property insurance must include actuarial reasonable discounts, credits, or other rate differentials, or appropriate reductions in deductibles, for properties on which fixtures or construction techniques demonstrated to reduce the amount of loss in a windstorm have been installed or implemented.”
Florida Certified Home Inspections performs wind mitigation inspections so that you can save money on your homeowners insurance. It’s very simple, and in less than an hour you could realize savings of up to 86% on the wind portion of your homeowners insurance. This is also referred to as the hurricane or windstorm portion of your policy.
Depending on your insurance provider and where your home is located, the windstorm portion of your insurance can account for nearly 70% of your total homeowners insurance policy.
Let’s do some math. If you are paying $2,000 a year for homeowners insurance, and 70% of that is windstorm premium, that’s $1,400. If you meet specific criteria, up to 86% of that amount can be deducted. That’s a savings of $1,204 per year!
Call us today at (727) 667-2668 and set up your Wind Mitigation Inspection.'